
Did you know that a staggering RM13.3 billion in unclaimed money (Wang Tak Dituntut) is currently held by the Malaysian government?
That sum includes money from:
- Dormant bank accounts (7+ years inactive)
- Unpaid salaries, bonuses, and commissions
- Unclaimed insurance payouts
- Matured fixed deposits
- Forgotten payments from former employers
Source: Accountant General’s Department of Malaysia
How to Check
Two official channels are available:
- eGUMIS Website – https://egumis.anm.gov.my/
- MyGov App – Download from your app store and search “eGUMIS”
⚠️ Important: Only two searches per day are allowed on the eGUMIS website – use them wisely. [Source: iMoney Malaysia]
How to Claim
- Register an account at eGUMIS
- Log in and search using your IC number
- If funds are found, click “Proceed To Application”
- Add payee details and upload required documents:
- Copy of IC
- Active bank account statement
- Submit and wait for payment (within 30 working days)
Source: Accountant General’s Department – Client Charter
Is This Legit?
Yes. Official government sources confirm the information:
| Source | Key Information |
|---|---|
| Accountant General’s Department (JANM) – Official Portal | Official eGUMIS portal for checking and claiming unclaimed money |
| JANM – Unclaimed Money Information Page | Confirms no agents appointed, no time limit for claims |
| Bernama – National News Agency | RM12.7 billion reported as of Jan 31, 2025 (latest official figure) |
| The Star | Prime Minister Anwar Ibrahim’s parliamentary reply confirming total |
| Ministry of Finance – Official Portal | MOF engagement session with JANM confirming eGUMIS and 26 nationwide counters |
Important Warnings
“Ministry of Finance or the Registrar of Unclaimed Money never appointed any individual / firm / company as an intermediary or agent for the refund of Unclaimed Money.”
“Application for reimbursement can be done directly from the Registrar of Unclaimed Money without any charges / costs incurred.”
Source: Accountant General’s Department – Unclaimed Money Information Page
⚠️ Beware of scams. If anyone approaches you offering to retrieve your funds for a fee, that’s a red flag. Instead, always use the official portal: https://egumis.anm.gov.my/
Source: iMoney Malaysia – eGUMIS Guide
Key Facts
| Fact | Detail |
|---|---|
| Total Unclaimed Money | RM12.7 billion (as of Jan 31, 2025) – Bernama |
| eGUMIS Users | Nearly 5.7 million (as of 2024) – Bernama |
| Time Limit | No time limit to claim – even after transfer to Consolidated Revenue Account – JANM Official |
| Processing Time | 30 days upon receipt of complete application – JANM Client Charter |
| WTD Categories | 1) Unpaid for ≥1 year 2) Idle for ≥7 years 3) Dormant trade accounts – JANM Official |
Quick Action Steps
✅ Visit the eGUMIS portal today
✅ Perform a search using your IC number
✅ Don’t delay – some of that money could be yours
A Final Note
Unclaimed money isn’t just “lost” – it’s often a sign of incomplete financial records. Old bank accounts, forgotten insurance payouts, or unclaimed salary from a previous job can all be quickly checked through eGUMIS.
Should you need help reviewing your financial documents or ensuring your own estate is properly organized, we’re here to assist.
This post is for informational purposes only. Always refer to the official eGUMIS portal (https://egumis.anm.gov.my/) for the most current information.
Sources:
- Accountant General’s Department of Malaysia / Jabatan Akauntan Negara Malaysia (JANM)
- eGUMIS Official Portal
- Bernama – Malaysian National News Agency
- The Star
- Ministry of Finance Malaysia
- iMoney Malaysia – eGUMIS Step-by-Step Guide
